Learn how to do just about everything at here. Find expert advice along with How To questions, answers and articles, including instructions on how to make, cook, grow, or do almost anything.
Browsing Category

Personal Finance : Business & Finance

What Kind of Financial Advice is Good For You?

First and foremost, you need to find good financial advice. Someone qualified as a financial specialist. Check out their credentials. Most of us don't have time to learn everythnig there is to learn about finances ...

How to Set Up a Bank Account for a Child

The earlier you start teaching your child about financial responsibilities and money management the stronger these qualities will be instilled in him as he grows and matures into adulthood. One way to help teach money management skills is to set up a bank account for your child. If your child is und

Free Credit Repair Information

If you've had a run of bad luck and your credit score is paying the price, think about your options for repairing your credit. Having bad credit can be embarrassing and frustrating, but it can give you an important advantage over someone with stellar credit.

How to Qualfiy to Lease a Car

Leasing can be a smart option for individuals who don't want to get locked into purchasing a new vehicle. However, it's not for everyone. There are three factors that come into play when qualifying to lease a car: your credit score, your available funds, and your debt-to-income ratio. Understanding

Water Resources Scholarship

A variety of scholarships is available to students pursuing degrees related to water resources and water resources management. Some water resources management scholarships are offered internationally. Others are awarded by state and local agencies or by colleges and universities that bestow degrees

Retirement Contribution Limit

The Internal Revenue Service imposes a maximum contribution limit to tax deferred retirement accounts each year. This limit is set in order to prevent extremely wealthy people from benefiting too much from the structure. If there were no cap, the wealthiest investors would stand to earn the greatest

How to Write an Estate Notice for a Newspaper

For the personal representative of an estate, taking the estate through probate can be a bittersweet process. The grief and loss of losing a loved one makes the process difficult, yet settling the estate helps everyone move toward closure. The requirements for an estate notice vary from state to sta

How Much Savings Do I Need Before I Get a Financial Planner?

A qualified financial planner can help you improve your financial situation and help you save for goals such as purchasing a home, funding a college education for your children, or retiring. If you're new to the world of financial planning, you may be wondering when you need a financial planner to h

Ways to Trim Fat From a Budget

If you follow a budget but still fall short of financial goals each month, you need to alter your spending to ensure you end each month in the black. Your lifestyle may change, along with your ideas of needs and wants. Focus on simple ways to cut back on your spending. Creating and following a balan

Pennsylvania Housing Grants

Pennsylvania housing grants can help with house-buying costs.house image by Byron Moore from Fotolia.comBuying a house can be a very exciting experience, but it is also a very costly one. There are a number of Pennsylvania housing grants as well as forgivable loans that can be used to...

How to Dispute an Old Credit Report Entry

Credit agencies keep thorough records on all American consumers who use credit. Some debts can legally remain on a credit report for as long as 10 years. If you are struggling with an old debt on your report, you can take action to try and remove it. To do this, though, you need to determine what th

What Are IRA Individual Retirement Equities?

Individual retirement accounts (IRAs) provide a variety of ways to invest your retirement savings. However, the financial firm may limit your investment choices as a matter of internal company policy or for some other reason. One investment option available to many IRAs are equity investments.

Social Security Disability Benefits and Collection of Debts

Social Security disability pays benefits to workers who are rendered unable to work prior to retirement age. According to the Social Security Administration, a worker has a three in 10 chance of suffering a disability before retiring.

How to See My Citibank Suvidha Account Balance

When you own a Citibank Suvidha Account, you will want to keep up with the transactions that take place on your account to ensure your balance is correct. If you have access to the Internet, you can access your account balance with ease. All you need is your account information and a secret code to

Scholarships for African-American Males in Computer Science

Paying for an education has become harder what with the increasing costs of college and graduate programs. In 2010 alone, college tuition rose faster than inflation. And similarly, graduate programs kept pace with everything else that went up in price. Consequently, it is no surprise that many talen

10K Gold Vs. 14K Gold

Two of the most commonly used gold alloys are 10 karat (10K) gold and 14K gold. Both are combined with other materials to make the metal harder and make the most use out of the least amount of gold.

How Can You Conserve Energy Efficiently

How Can You Conserve Energy Efficiently Conserving energy can be done in a number of simple ways. These energy solutions include some tips that we can follow at home too. Using lighting efficiently is one ...

The Correct Way to Dispute a Collection Agency

A collection account is an account that has not been paid according to an original loan agreement. Creditors commonly sell past-due and delinquent lines of creditors to collection agencies. In such cases, payment is payable to the collection agency. There is a correct way to dispute collection accou

How Does Real Estate Pass Through Intestacy?

Real estate owned by an individual becomes part of her estate when she dies, along with other assets such as personal property and financial accounts. When a person dies intestate, a court must determine who is entitled to inherit the real property that is part of the estate. Although state laws wil

How to Stop Credit Reporting Agencies From Selling Your Information

If you are like the overwhelming majority of Americans, you have a file at the three major credit bureaus. These three bureaus (Experian, Equifax and Transunion) sell certain information about you to direct mail companies and telemarketers. These companies use the information to generate leads and c